Easier, faster, smarter house insurance

We use our technology to save you time and money

Kickass cover

We don't expect you to build your own policy, we include the things that matter, bells and whistles too.

Everything online

We provide instant, online quotes for your property, and take the same approach to claims.

Support on claims

We are on a mission to cut the nonsense and pay claims fast; we love paying claims, not delaying them.

Get a quote in seconds. No personal contact details required.

You're in good company

Join tens of thousands of happy customers using initio

Average review rating of 4.8 out of 5

Initio has been nothing but amazing to deal with over the past 5+ years. From easy to set up policies and quick and responsive claims when our Ute was stolen. We bought our new house in September and were in a rush to get insurance cover for lending and had to go with State Insurance to get it over the line as Initio needed to manually review our policy and couldnt get the approval to us in time, we then forgot to change back right away and ended up accidentally flooding the house. The claim process with State has been slow and painful and over 2 months later, the damage is still not fixed. I will never be going back to State.

Chris, Nov 21, 2024

Landlord cover

Good landlord covers. Simple and straight forward online processing. It'll be good to have credit card information stored on the account so we do not need to fill out all the payment information again on renewal, especially for those having multi properties.

Jinchang (Carl), Nov 20, 2024

Landlord cover

Award-winning innovation

We are thrilled to receive the 2024 Canstar Innovation Excellence Award, celebrating our dedication to setting new benchmarks for convenience and efficiency in insurance claims.

See all awards

As seen in

NZ Herald
interest.co.nz
Insurance Business NZ
Stuff NZ
MoneyHub
Property Investor Magazine

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