Landlord insurance made easy with APIA & Initio

Initio is NZ's specialist rental property insurance provider

Initio provides a quick, non-creepy insurance experience.

Get an discounted quote in seconds and if you like what you see you can start the cover online, with payment by credit card or real time bank transfer. Certificate of insurance to your inbox in a couple of seconds, and the flexibility to change your cover and make a claim online anytime through your own personalised dashboard.

Initio uses technology to save APIA members time and money. Most importantly Initio cuts the non-sense and pays claims quickly.

Initio is here to help. If you need assistance with your insurance click here to contact us.

APIA insurance partnership

APIA and initio have teamed up to provide Members with an extensive insurance offering that is specifically designed for rental properties. It covers the property itself and your landlord risks.

As a NZPIF member you receive discounted pricing. 

APIA has selected initio as its insurance partner because initio consistently outperforms other property insurers on price, coverage and claims responsiveness.

From our customers

We couldn't believe how simple the process of getting insured was, all online which I loved. Quick, easy and straightforward, all done in our time to get covered! Thanks initio.

Instant online insurance

No long-winded phone calls or mountains of paperwork, we provide instant, online quotes for your property, and take the same approach to claims.

When you insure with us you get instant cover confirmation. At claim time you can easily lodge and see the progress on your dashboard.

About Us

Cover that matters

We know property insurance, and that's why when you tell us what sort of house you have we tell you what cover you should have.

We don't expect you to build your own policy, we include the things that matter, bells and whistles too.

Our Cover


New Zealand-owned and only online means we're here when you need us. There's no hold music, no chatbots, just damn-good, kiwi-based support, whichever way you want it.

Receive all the efficiency and transparency of lodging your claim online, with the benefit of a human touch. Why not have your claim-cake and eat it too.

Our Claims