Initio Blog

Covering your property & your landlord risks

We would just like to remind our current and prospective clients that our insurance policy covers the actual dwelling itself as well as providing landlord insurance.  Its an all inclusive cover which is specifically designed to insure the dwelling (for a replacement sum insured) and provide cover for… Learn more

Change to 'sum insured' replacement cover

Historically in New Zealand, most Home policies provided rebuild cover up to the floor area specified in the Policy Schedule. This has now changed.  Our policies will now provide cover for the cost to rebuild your home up to a Sum Insured, which brings us into alignment with the rest… Learn more

Dwelling and landlord insurance increases.... but initio is still very well priced

As a result of the Christchurch earthquakes New Zealand insurers have responded by increasing premiums.  In addition to this the New Zealand Earthquake Commission has increased the levy they apply to residential dwellings by 300%.  We agree that this has significantly increased the cost of landlord insurance. We are pleased… Learn more

Landlord Insurance - initio features in NZ property investor magazine

Initio recently featured in the New Zealand Property investor magazine.  Our policy and pricing was compared to all the mainstream insurance providers…. the result …. Initio provides some of the best landlord insurance cover in New Zealand.  The initio policy extensions provide our clients with robust landlord insurance cover. As… Learn more

$40,000 Landlords Contents cover now available

Initio is pleased to announce that launch of increased contents cover. The house cover (section one of the policy wording) provides automatic cover of $20,000 for landlords contents.  Through our quick quote calculator you now have the option of increasing the cover to $40,000 for a small additional premium. This… Learn more

Non town water properties can now be insured online

Rental properties not on non town water (bore water, trickle feed, tank water, all of the above) can now be insured online through initio. If this is you just click ‘No’ to the town water question on the quote calculator.  Initio insurance just keeps getting better.  Providing you quick and… Learn more

Initio and Bookabach team up

Initio is pleased to announce that it has teamed up with Bookabach to provide insurance for holiday homes and baches that are rented out on occasion.   Our specialist rental property insurance policy has been tailored to meet the needs of properties with long term tenants and also those properties… Learn more

Waikato Times - Rental Owners warned of 'serious legal loophole'; 26/05/2011

By Maryanne Twentyman A Waikato insurance specialist is warning of a “serious legal loophole” for property owners who may not know potential tenants are on home detention. The managing director of online property insurance company Initio, Rene Swindley, said the recent case of a North Shore woman who faced charges… Learn more

Press Release: Landlords managing home detention risk

The recent case of a rented dwelling being fire damaged by a tenant serving home detention has brought to light serous issues for property owners. As things stand there is no legal responsibility for tenants to disclose to their landlord that there is anyone living at the address that is… Learn more