Am I covered if tenants damage my property?
Our landlord insurance policy provides full cover for accidental damage caused by tenants. This is up to the full sum insured of your property.
There is also cover for theft and deliberate damage by tenants. We will pay up to $25,000 for one event.
However, if the tenants cause major malicious damage via fire or explosion, the $25,000 limit does not apply and you’re covered up to the full sum insured.
For information on who pays for tenant damage, please see here.