How does Covid-19 affect my insurance cover?
Covid-19 only affects certain aspects of landlord insurance policies:
- Inspections. While in Alert Level 3 & 4 landlords can defer property inspections without compromising cover. During Alert Level 1 & 2, property inspections can resume as normal.
- Loss of rent. Existing policies have an extension of cover for prevention of access caused by the Government lockdown, and the cover applies if a landlord had a tenant signed up to move into the property and start paying rent but could not due to the lockdown. Loss of rent cover from non-payment is not available for new policies while New Zealand remains in Alert.
See our Covid-19 response page for more information.
Learn more about landlord insurance.