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How does Covid-19 affect my insurance cover?

Covid-19 affects only landlord insurance policies:

  • Inspections.  While in Alert Level 3 & 4 landlords can defer property inspections without compromising cover.  During Alert Level 1 & 2, property inspections can resume as normal.
  • Loss of rents.  Existing policies have an extension of cover for prevention of access caused by the Government lockdown, and the cover applies if a landlord had a tenant signed up to move into the property and start paying rent but could not due to the lockdown.   Loss of rents cover from non payment is not available for new policies while NZ remains in Alert.

See our Covid-19 response page for more information

Learn more about landlord insurance.