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My house has been fully renovated, how old is it for insurance?

If you own an older house that has undergone major renovations its age is still deemed to be its original build date for insurance purposes.

However we have an exception to this. You can select a more recent build year if all the construction factors of the original house have been replaced during the same major renovation. This needs to include all of the following:

  • Plumbing
  • Roofing
  • Wiring
  • Lining
  • Cladding
  • Piles (if applicable)

For example, if you own a home that was originally built in 1970, and there was work done to replace all of the above in 2015, then we can consider this to be a 2000’s house.

Learn more about houses built prior to 1935.