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My property has been completely renovated, how old is it for insurance?

If you own an older home that has undergone major renovations its still its original build age for insurance purposes.

However there is one exception to this rule.  You will be able to choose a more recent year of construction if, and only if, all the  construction components of the original house have been replaced during the same major renovation.  And by this we mean all:

  • Plumbing
  • Roofing
  • Wiring
  • Lining
  • Cladding
  • Piles (if applicable)

For example, if you own a home that was originally built in 1970, and you did all of the above in 2015, then we would consider this to be a 2000’s house.

Learn more about houses built prior to 1935.