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What does the private use question on the proposal mean?

“Is the property you intend to insure used for anything other than private rental purposes”.

This is asking you whether you are aware of any business or non-domestic use of the property.  If your property is a domestic rental property, a holiday home, or holiday that you let out on occasion, or includes a home office then the answer to this question is NO.

If you, or your tenant, are running a business from the home such as a hairdressing salon, health clinic, or mechanics workshop then please answer YES to this question. You will then be able to provide additional information about the business and its use of the home. You can then refer the application to us for consideration.