Market Value Replacement Items

The majority of your contents under the initio owner occupied contents policy are covered on a new-for-old basis. The only items covered for their market value are listed below. All other contents items under the policy are covered for new replacement.

Market Value Replacement Items:
Books
Clothing & Footwear
Media, Software, Programs and Digital Data
Camping and Sports Equipment
Boats & Boating Accessories
Remote Airplanes, and Accessories
Household Linen
Computers, Laptops over 5 years old

Don’t worry, you’re still covered for these items. This simply means a depreciated payout will be made based on the item’s age and second-hand value.