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Market Value Replacement Items

The majority of your contents under the initio owner occupied contents policy are covered on a new-for-old basis. The only items covered for their market value are listed below: 

Market Value Replacement Items:
   Books
   Clothing & Footwear
   Media, Software, Programs and Digital Data
   Camping and Sports Equipment
   Boats & Boating Accessories
   Remote Airplanes, and Accessories
   Household Linen
   Computers, Laptops over 5 years old

Don’t worry, you’re still covered for these items. This simply means a depreciated payout will be made based on the item’s age and second-hand value.