Compare house insurance cover

Its the most common question we get, so we've built this guide to help you compare.

Quick & Easy insurance with Initio, backed by IAG

Making insurance easy, keeping premiums down and paying claims fast.

  • Start cover now, with online payment options.
  • Change cover & make claims online through your dashboard.
  • Dedicated team ready to support you.
  • Cover you can trust, backed by AA rated insurer IAG.

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LifeDirect & initio team up

LifeDirect and initio have teamed up to provide New Zealanders with an extensive property insurance offer. Find cover for home and contents, landlords and holiday homes, as well as vehicles (must be paired with other insurance policies, cannot be purchased as a stand-alone option), ensuring comprehensive solutions tailored to your unique needs.



House & Contents

Comprehensive cover for your beloved house,  with optional new-for-old based cover for your contents.

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All-in-one rental property insurance to protect the house, as well as the risks of renting to tenants.

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Holiday Home

Comprehensive protection for your bach or holiday home, with flexible cover if you also rent to guests.

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