We love insuring houses. Choose the right insurance policy, we’ll quote it and insure it instantly, all online. We use our technology to save you time and money. Policy confirmation to your inbox, a personalised insurance dashboard and no-fuss claims.
Our Home and Income page will help you decide which type of insurance cover best suits your unique needs. Maybe you own your home and sometimes rent out spaces like a self-contained granny flat or even just a bedroom to flatmates?
Whatever your situation, we’ve got you covered.
Initio is the pioneer of online house insurance in New Zealand. Founded in 2011, we’re a New Zealand-owned and operated online house insurance provider, backed by the best. From insuring your own home, to a block of flats, we have an insurance policy for you. We might be all about delivering a great online experience, but you can still contact us via phone or email if you need to.
With the backing of New Zealand’s largest insurer, you can be assured that should the worst happen to your property, you’re in good hands. Initio is underwritten by IAG New Zealand Ltd.
The only value you see from your insurance policy is at claim time. Initio takes claims seriously: should you suffer a loss, we’re here to make the process easy. You can lodge a claim online via your dashboard, and our team are here to help if you need them.
If you still need a hand deciding on the right policy, our website is packed with useful insights and tips. Some great places to start include our articles on the Essential guide to Home Insurance and Understanding Landlord Insurance. Plus, our support page is loaded with a range of resources and tools to help you make the most of your journey with us.
It will depend upon the reasons that the home is vacant and how long it has been vacant for, please get in touch with our support team for advice. If this is a home you are renovating for sale or is on the market, we recommend applying for cover under our Flip policy.
