Initio is a New Zealand owned specialist insurance provider for houses – whether it’s a rental, holiday home or your own home, we’ve got the cover for you.

We’re online and we get straight to the point – instant online quote, easy cover, and efficient claims.

We’re a specialist
Our difference is that we only provide cover for houses. This means that as standard, you have the important covers you need as a property owner, and we sort your claims. Find out more about the cover here

We’re online
We run the entire insurance process online – including quotes, payments, and claims. The increased efficiency means lower costs, which we then pass on to you.

Even though we love online, we would still love to hear from. You can always contact us by email or phone if you require personal assistance or advice. We don’t send your call to a faceless claim centre; your call will be taken by one of our small, but highly experienced team.

We’re secure
Initio is underwritten by Lumley, a business division of IAG New Zealand Limited, meaning that even if disaster strikes, we’ll be able to pay your claims. Read more about IAG’s financial strength here.

We keep you updated
When your policy comes up for renewal, we will send you emails to remind you. When you submit a claim, we will confirm the details and keep you informed of progress.

With offices based in Hamilton, we’re always just an email or phone call away if you need to get in touch. We pride ourselves on providing a website that is functional and easy to navigate.