Initio Insurance knows New Zealand houses and landlord insurance – it’s all we do. Whether it’s a rental property, holiday home or your main residence, we’ve got the perfect insurance cover for you.

We provide everything you need online – instant quotes, easy cover, and efficient claims. We know your time is valuable, so we get straight to the point.


Why choose initio?

We’re specialists

We’re different because we only provide cover for houses. This means that we understand what matters to you, and you have the important cover you need as a property owner or a landlord. Find out more about the coverage options, including landlord insurance here.

We save you money

We run the entire insurance process online – including quotes, payments, and claims. This means our business costs are lower; savings which we can then pass on to you.

We love being online, but you can always contact us by phone or email. Even better, we don’t send your call to a faceless claim centre; your call will be taken by one of our highly experienced team.

We’re secure

Initio is underwritten by Lumley, a business division of IAG New Zealand Limited, which means if the unthinkable happens and disaster strikes, we’ll always have you covered. Read more about IAG’s financial strength here.

We keep you updated

When you submit a claim, we will confirm the details and keep you informed of its progress. The only real value you see from your insurance cover is at claim time, and that’s why we make it easy.

We send you email reminders when your policy is due for renewal, so you have plenty of time to login to your dashboard and renew your policy before it expires. At any time you can contact the initio team about coverage, a change in circumstances or any other queries.


What do our customers have to say?

Don’t just take our word for it; click the below link to see what our customers think of initio and whether they would recommend initio to their own friends and family.

Client Feedback