Easier, faster, smarter house insurance

We use our technology to save you time and money

Kickass cover

We don't expect you to build your own policy, we include the things that matter, bells and whistles too.

Everything online

We provide instant, online quotes for your property, and take the same approach to claims.

Support on claims

We are on a mission to cut the nonsense and pay claims fast; we love paying claims, not delaying them.

Get a quote in seconds. No personal contact details required.

You're in good company

Join tens of thousands of happy customers using initio

Average review rating of 4.8 out of 5

Aplus service over the phone and easy to get the cover online and like the login dashboard to access from any where.

Dharmendra, Mar 23, 2025

Landlord cover

We unfortunately had to make a claim in January 24 for Carpet damage. Initio were fantastic to deal with making a stressful time so much easier for us. Claim was approved quickly and carpet replaced just as quick. Thankyou Initio team

Lynne (Rosemary), Mar 22, 2025

Landlord cover

Award-winning innovation

We are thrilled to receive the 2024 Canstar Innovation Excellence Award, celebrating our dedication to setting new benchmarks for convenience and efficiency in insurance claims.

See all awards

As seen in

NZ Herald
interest.co.nz
Insurance Business NZ
Stuff NZ
MoneyHub
Property Investor Magazine

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Partnered with New Zealand property investors association

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