Easier, faster, smarter house insurance
We use our technology to save you time and money
Kickass cover
We don't expect you to build your own policy, we include the things that matter, bells and whistles too.
Everything online
We provide instant, online quotes for your property, and take the same approach to claims.
Support on claims
We are on a mission to cut the nonsense and pay claims fast; we love paying claims, not delaying them.
Get a quote in seconds. No personal contact details required.
You're in good company
Join tens of thousands of happy customers using initio
Average review rating of 4.8 out of 5
good simple service and cover
Landlord cover
Difficulty with paying if you’re an international customer without NZ phone number for authentification. Toby was very helpful in finding a way. Otherwise I would have gone to a different company.
Landlord cover
Award-winning innovation
We are thrilled to receive the 2024 Canstar Innovation Excellence Award, celebrating our dedication to setting new benchmarks for convenience and efficiency in insurance claims.
As seen in
Compare house insurance cover
Its the most common question we get, so we've built this guide to help you compare.
Backed by
Official Insurance Partner of
