Easier, faster, smarter house insurance

We use our technology to save you time and money

Kickass cover

We don't expect you to build your own policy, we include the things that matter, bells and whistles too.

Everything online

We provide instant, online quotes for your property, and take the same approach to claims.

Support on claims

We are on a mission to cut the nonsense and pay claims fast; we love paying claims, not delaying them.

Get a quote in seconds. No personal contact details required.

You're in good company

Join tens of thousands of happy customers using initio

Average review rating of 4.8 out of 5

Very easy

Carl, Jun 14, 2024

Landlord cover

Easy to do business with .

Pierre, Jun 13, 2024

Landlord cover

As seen in

NZ Herald
Insurance Business NZ
Stuff NZ
Property Investor Magazine

Compare house insurance cover

Its the most common question we get, so we've built this guide to help you compare.

Backed by

Backed by IAG New Zealand Limited

Official Insurance Partner of

Partnered with New Zealand property investors association

Choose your insurance