Chris and Jen
First Home Buyers – Chris and Jen
Young couple Chris and Jen recently completed every young couples dream and purchased their first home. In a hot property market this is not an easy task. With house prices continuing to rise and larger deposit’s required upfront, getting your foot in the door can seem overwhelming and impossible at times. But after growing up in Zimbabwe where land ownership is fraught with controversy, nothing was going to stand in the way of Jen’s dream.
After looking for a year, Jen and local Hamilton lad, Chris found their perfect first home in the Hamilton suburb, Fairfield. Now that they have accomplished their first property milestone, initio plans to continue to support this couple as they grow their property portfolio. The couple plan to use this home as a stepping stone into something bigger before they find their dream holiday home.
Why do you insure with Initio?
Initio was recommended to us, and we were instantly impressed with the competitive pricing to insure our home and our contents. The sign-up process was quick and easy during the stressful last days of purchasing our home.
Best advise you can give to other first time home buyers?
It’s okay to miss out on the first house you make an offer on. We were lucky securing the second house we made an offer on. Which ended up being twice as good as the first. Look at as many places you can as early as possible and you will soon realise exactly what you’re after. After a while looking we knew from the which places weren’t worth looking at & what suburbs were best. Real Estate Agents websites tend to show listing first before they hit Trade Me or realestate.co.nz, so go to the likes of Lugtons first if you want to possibly get an early viewing. Check out whether you’re eligible for any grants such as the Home Start Grant. The Government is willing to help first home buyers and every little bit helps towards your deposit. A good mortgage broker will break down what you can afford and what your repayments may be. It was a stressful and long process purchasing our first home. But with the help of people like initio, once we found our home – it all happened very quick.