How does initio compare? Do a side-by-side comparison with other popular New Zealand insurance companies. Compare house insurance cover

Smart Loyalty has selected initio as its insurance partner for House, Contents and Car insurance. They have speciality Landlord and Holiday Home products that are also worth taking a look at. Initio consistently outperforms other house insurers on price, coverage and claims responsiveness.

As a member in one of Smart Loyalty’s reward programmes you receive:

  • 10,000 points for becoming a customer of initio on any of their House, Landlord or Holiday home products
  • Outstanding price and customer experience
  • You can quote and cover your private motor vehicles from your initio dashboard once your house is insured

Quick & Easy insurance with Initio, backed by IAG

Making insurance easy, keeping premiums down and paying claims fast.

  • Start cover now, with online payment options.
  • Change cover & make claims online through your dashboard.
  • Dedicated team ready to support you.
  • Cover you can trust, backed by AA rated insurer IAG.

Get House Insurance Quote

House and Contents Insurance

Combine cover to save, and only have one excess if something happens to both.

Full House Replacement

Rebuild or repair your house and other structures up to your replacement value.

Personal Contents

Replace or repair lost or damaged belongings on a new-for-old basis.

Legal Liability

Cover legal costs if an accident injures someone, or causes damage to other's property.

Car Insurance

Get full cover car insurance from your initio dashboard once your house is insured

Agreed Value

You pick the value within a range we provide, and that's the value - no argument.

No Excess Glass Cover

Don't pay an excess for damage to windscreens, windows or driving lights.

Select Business Use

Your vehicle is covered for both personal and some business use - like inspecting and maintaining your rental properties.

Compare house insurance cover

Its the most common question we get, so we've built this guide to help you compare.