Is my personal medical equipment that I keep at home covered?
There’s replacement cover for most medical assistance equipment you own and keep at your residence under our Own Home Contents cover (owner-occupied policy). This includes hearing aids, insulin pumps, spectacles, dentures, and mobility aids such as wheelchairs and walkers. These items are automatically covered under your main contents sum insured and don’t need to be listed separately. They’re insured for sudden and accidental loss or damage, subject to the policy’s standard terms and conditions. Please note that cover applies only within New Zealand, so we recommend arranging travel insurance if you’re heading overseas.
To see a list of contents items that need to be listed, see here.
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