Easier, faster, smarter house insurance

We use our technology to save you time and money

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We don't expect you to build your own policy, we include the things that matter, bells and whistles too.

Everything online

Everything insurance is online with initio. From instant quotes, to managing your policies, and making claims.

Support on claims

We are on a mission to cut the nonsense and pay claims fast; we love paying claims, not delaying them.

Get a quote in seconds. No personal contact details required.

You're in good company

Join tens of thousands of happy customers using initio

Average review rating of 4.8 out of 5

Ease of use with a great assistant property calculator.

Bruce, Aug 21, 2025

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I love this Insurance Company. It's so easy to fill in the forms and then bingo the Premium is there. Whoops ... a bit expensive, then change the Excess or the sum insured and Bingo ... a new Premium. Great!!

Chris, Aug 20, 2025

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As seen in

NZ Herald
interest.co.nz
Insurance Business NZ
Stuff NZ
MoneyHub
Property Investor Magazine

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Backed by IAG New Zealand Limited

Official Insurance Partner of

Partnered with New Zealand property investors association

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