Can I pre-purchase a new policy?

You can buy a policy today, and for a future effective date within the next 30 days.  We’ll ask you to enter a cover start date on the initial quote page before proceeding to the application form.


Purchasing a new house

If you’ve purchased a house, you should set the cover start date as the same day as the settlement date for the purchase. This means your insurance will start when you own the house.  We are unable to provide cover prior to the day you become the legal owner.


Changing your insurance company

If you’re changing to initio from another insurer, it’s a good idea to set the cover start date on your new initio policy to the day that your existing policy expires. This way there is no period where you are not insured.