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Can I pre-purchase a new policy?

You can buy a policy today, and set the cover start date as any day up to a month in advance. We’ll ask you to enter a cover start date on the application form when you continue with buying a quote.

Purchasing a new house

If you’ve purchased a house, you should set the cover start date as the same day as the settlement date for the purchase. This means your insurance will start when you own the house.

Changing your insurance company

If you’re changing to initio from another insurer, it’s a good idea to set the cover start date on your new initio policy to the day that your existing policy expires. This way there is no period where you are not insured.