When you purchase your first house or vehicle policy with initio, you will create an account as part of that process, giving you access to an online dashboard. Initio’s online dashboard is designed for you to manage your policies, make claims, update your details, or even… Learn more
If you’re lucky enough to own a holiday home, you’ll want to make sure you’ve got the best insurance protection, especially considering you’ll not always be there in person to look after it. Whether you keep it for personal use or decide to rent it out to short term… Learn more
Hosting short-term guests introduces unique risks. Most insurance companies are cautious about rented holiday homes so before letting out your home or listing your property on platforms like Airbnb or Bachcare, it’s important that you confirm your policy covers holiday bookings. Effects on insurance costs If you… Learn more
Any rental property under our landlord insurance cover automatically includes loss of rent protection. This can also be included in our holiday home cover if you also rent your bach to guests. There are two different scenarios where this cover applies. a) Damage to the property Loss of rent applies… Learn more
If your property is left empty, vacant or unoccupied there are some things to be aware of. Unless you’ve let us know and we’ve agreed with you otherwise, the below standard conditions will apply to your cover. Always let us know if your property is going to be vacant… Learn more
We can insure properties that are rented out to short term guests like Airbnb, but there are some requirements. You need to use it yourself at least occasionally, and it needs to be capable of being your home when you want it to be. We can’t cover a house or… Learn more