Living near the coast has a lot going for it. Sea views, beach access and a relaxed lifestyle are a big drawcard. But coastal properties can also come with additional risks, which means house insurance is often one of the first questions buyers… Learn more
Your initio dashboard is your secure online space to manage your house and vehicle insurance in one place. From here you can make a claim, update your details, download important documents, renew or cancel your policy at any time. It is designed to give you full control of your… Learn more
If you’re lucky enough to own a holiday home, you’ll want to make sure you’ve got the best insurance protection, especially considering you’ll not always be there in person to look after it. Whether you keep it for personal use or decide to rent it out to short term… Learn more
Hosting short-term guests introduces unique risks. Most insurance companies are cautious about rented holiday homes so before letting out your home or listing your property on platforms like Airbnb or Bachcare, it’s important that you confirm your policy covers holiday bookings. Effects on insurance costs… Learn more
Loss of rent insurance helps protect your rental income if your property cannot be lived in or your tenant stops paying rent. Under initio’s landlord insurance, loss of rent cover is included automatically. This guide explains when it applies, how much cover you… Learn more
If your insured property becomes vacant or unoccupied there are some things to be aware of. Unless you’ve let us know and we’ve agreed with you otherwise, the below standard conditions will apply to your cover. Let us know if your property is going to be vacant for an… Learn more
We can insure properties that are rented out to short term guests like Airbnb, but there are some requirements. You need to purchase the correct policy, depending upon your specific situation. We have an option for the residence where you live occasionally let on Airbnb and also an option… Learn more