Holiday Home basics

Holiday home insurance basics

If you’re lucky enough to own a holiday home, you’ll want to make sure you’ve got the best insurance protection, especially considering you’ll not always be there in person to look after it. Whether you keep it for personal use or decide to rent it out to short term… Learn more

Do I have cover when I rent my house on Airbnb?

There’s a different set of risks when you host short term guests, and insurance companies generally don’t like this. Before you list your property on Airbnb you should check that your policy covers holiday-bookings. Effects on Insurance Higher risk guests in your house means that insurers want to… Learn more

Am I covered for loss of rent?

Any rental property under our landlord insurance cover automatically includes loss of rent protection. This can also be included in our holiday home cover if you also rent your bach to guests. There are two different scenarios where this cover applies. a) Damage to the property Loss of rent applies… Learn more

Is my unoccupied property still covered?

If your property is left empty, vacant or unoccupied you don’t need to tell us but there are some things to be aware of. Unless we’ve agreed with you otherwise, the below standard conditions will apply to your cover. Rental Property Cover stays unchanged if your rental property is… Learn more

Can I insure my house that's rented to guests?

We can insure properties that are rented out to short term guests like Airbnb, but there are some requirements. You need to use it yourself at least occasionally, and it needs to be capable of being your home when you want it to be. We can’t cover a house or… Learn more