Can I insure a unit in a block?
Our house insurance isn’t set up to cover units that have another unit above or below yours. It can get very complicated if you make a claim for damage that involves multiple other unit owners and insurance companies.
We can only offer insurance for a unit that –
- Does not share walls with more than two (separately owned) neighbouring units on any side.
- Has no other (separately owned) neighbouring unit above or below your unit.
- Does not share other building structure(s) with other units, eg common hallway.
- Is not part of or belongs to a Body Corporate.
Part of a Body Corporate?
We can’t provide cover on any unit or dwelling that’s owned under a Body Corporate, as it’s the Body Corporate’s responsibility to insure the building, not the individual unit owners.