The risks associated with being a Landlord and owning a Rental Property means that you need a tailored Landlord insurance policy that is just for you.
Initio provides an all-in-one cover for the rental property and the extra risks you take on as a landlord, such as a tenant deliberately damaging your property.
The only real value you see from your insurance cover is at claim time, and that’s why we make it easy.
Cover up to Sum Insured
Excess is your choice of
$400 / $650 / $1,150 / $2,000
Covered up to 52 weeks
Cover from $20,000 to $80,000
Eviction for non payment - 6 weeks
Vacating without notice - 6 weeks
Prevention of access - 6 weeks
Items under 5 years of age
covered for replacement
Cover from $20,000 to $60,000
Fire & Explosion covered up to
the replacement value
Covered up to $25,000
Included up to $25,000
Covered up to $30,000
Excess $2,500
Includes EQC Cover
Plus top up to the replacement value
Swimming Pools, Spa Pools and Tennis Courts
Included up to $45,000
$2 million of cover
Includes Bodily Injury and Defence Costs
This is not an exhaustive list and the list does not imply that all loss types described are covered or not covered. Claims are like butterflies, each very unique with its own set of facts that we need to apply to the policy.