Do I have glass cover?
There’s broken glass cover under all our house policies. Vehicle glass damage can also be covered on your car. The excess that applies depends on the policy that’s in place. Please refer to the product types below for which excess applies to your situation.
Home Insurance – Owner Occupied/Usual Residence (Own Home policy)
Our “Own Home” home insurance cover for owner-occupied homes has a lower “breakage” excess of $250 for glass in windows, doors and screens. This replaces the standard excess you choose on the policy. This special breakage excess applies for accidental breakage of other items, too!
✅$250 breakage excess applies: Sinks, baths, toilet bowls, shower cabinets, bidets, fixed glass lampshades, permanent mirrors, glass in built in cabinetry.
❌Breakage excess doesn’t apply (Your standard policy excess applies): Glass cooktops, glass oven doors.
Rental Property and Holiday Homes
The standard policy excess you’ve chosen will apply under our landlord and holiday home policies.
Car Insurance
For vehicle glass, see our article: steps to take if your windscreen is damaged.
Need to make a glass claim?
All claims need to lodged through your dashboard login. You can make a claim by selecting the Make a Claim option on the right-side menu on the policy.
