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How does monthly insurance work?

Our monthly option is a dynamic insurance policy that is renewed and paid for each month. We provide a month-to-month policy rather than an annual policy, paid monthly.


What if my monthly premium changes?

Don’t worry, we’ll always give you notice of premium changes. Premiums can occasionally change, although we try to limit this as much as we can.

If there’s a change you’ll receive an automatic email letting you know what to expect for next month’s premium.

It says next month’s premium is different to my first payment?

Because our monthly insurance is recalculated on a month-to-month basis, this can happen. This might be because of a change in our pricing over the next month. For example, if it’s your birthday next month this would change your driver age, and may affect the rate on your premium (premium decrease because you move past a young driver age).

In your dashboard login and on our renewal emails we’ll always tell you in advance what next month’s premium is.

When will my card be charged?

When you first purchase your policy the first payment will be withdrawn from your card that day. All following monthly payments will be withdrawn from your card the day that your policy renews.

For example, if you buy a new policy on the 1st of the month and the start date of the policy is the 5th, you’ll be charged on theĀ  purchase date (the 1st), then all future monthly payments will be withdrawn on the 5th of each month.

How can I pay monthly?

Our monthly payment is only available with a debit or credit card payment. We don’t offer a monthly direct debit from your bank account.