Initio Blog

Loss of Airbnb rental income due to Covid 19? Am I covered by insurance?

Homes that are rented out to short-staying paying guests are experiencing booking cancellations and reduced occupancy (loss of income) due to fears and government restrictions relating to Covid-19.  We take a look at whether insurance provides cover. Covid-19, also known as the Coronavirus has caused major impact to visitor travel… Learn more

Busting house insurance myths

For many people, insurance is the ultimate grudge spend. Along with council rates it typically represents one of the most significant expenses associated with home ownership. Because of the intangible nature of insurance, and its status as everyone’s most hated expense, the insurance industry often gets a bad reputation from… Learn more

2019 Initio Claims Awards

Covering yourself for an unexpected event that leads to damage and financial loss is exactly what insurance is for. For house and contents insurance, you are most likely to think of your typical risks that might include fire, property flooding or theft of contents. However, insurance goes much further the… Learn more

The top 5 mistakes to avoid when insuring property

Buying a home or property is a large part of the classic Kiwi lifestyle, and it tends to be the biggest investment most Kiwis will make in their lifetimes. When it comes to arranging house or landlord insurance, New Zealander’s want peace of mind for their asset – and so… Learn more

Protecting your house and contents over Christmas

Its the busiest time of year …. for burglars.  House insurance is just one part of managing your house and contents risk.  Heres a guide on protecting your property. It’s coming into that time of year where we like to take a load off – relax for a… Learn more

Insurance for the tomorrow's customer - Rene Swindley- ICNZ Conference 2019

Having started a company that challenged the way things have always been done in insurance, our director, Rene Swindley, who is the recipient of the 2018 Young Insurance Professional of the Year, was asked to speak to the 2019 Insurance Council of New Zealand Conference on… Learn more

Duty of disclosure - law changes ahead

The current situation – Duty of full disclosure Onus is on the customer to disclose what may affect an insurer’s decision to underwrite the risk.   Disclosure is an essential part of an insurance agreement but what and when to disclose may not always be fully understood… Learn more

Kiwi tech platform recognised for changing property insurance (media release)

Hamilton, New Zealand – 1st October 2019 Specialist online property insurer, Initio, has been named as a finalist in the 2019 New Zealand Insurance Industry Awards, run by the Australian and New Zealand Institute of Insurance and Finance (ANZIIF). Nominated as ‘Innovation of the Year’, the Waikato-based insuretech is… Learn more

Initio claims at glance

When you think about claims, people generally jump to their own worst fear of their property burning to the ground, and that’s exactly why we all buy insurance. Big marketing hypes insurance products as providing ‘peace of mind’, but what you’re literally purchasing is compensation in the event you submit… Learn more