Initio Blog

Property inspections - 3 things landlords need to know

The requirement for 3 monthly property inspections forms part of most landlord insurance policies. A rental property that is inspected regularly is less likely to be ill treated by its tenants, and if the property does suffer some damage it is easier to establish what and when it happened. There… Learn more

Save Thousands by Swapping

Initio is loving local real estate ‘disruptor’, Hermitty, the new website that helps people save time, stress and thousands of dollars by swapping homes permanently instead of selling them. Swapping homes creates an even playing field. It doesn’t matter what each property… Learn more

EQC cover is changing 1 July 2019

What is EQC Cover? The initio house, rental and holiday home insurance policies provide automatic cover for earthquake damage, with assistance from the EQC. The Earthquake Commission (EQC) is a Government insurer designed to provide insurance for residential houses when there is a natural disaster.  The EQC does not provide… Learn more

The pitfalls of Airbnb Insurance

There’s a lot of talk about the ‘pitfalls‘ of renting your home out on airbnb or bookabach.  Local councils are cracking down on short term rental property owners, with the result being that your profitability suffers. Like any business, increases… Learn more

Top 3 risks to your holiday home

Holiday home insurance is good but risk management is even better Identifying and eliminating risks in your holiday home is important for the ongoing enjoyment of your property. As Initio insurance handles a large number of holiday home claims, it has identified the top 3 causes of loss… Learn more

Insider Tip #5

Do you know what goes on in your property?  One of our customers suffered a devastating house fire at their multi-unit rental property. Here are some basic proactive steps you can take to protect your property. Check power points for overloading and consider installing additional power points  Install… Learn more

January - the busiest month for burglars

Just as retailers are recovering from their biggest month of the year, other industries are preparing for their busy season. Its not just campgrounds that enjoy their peak in January, if you’re in the business of burgling, you’ll also be preparing yourself for your busiest month of the year. According… Learn more

Initio Insurance launches Live Policy

Initio, the first insuretech company in New Zealand to provide instant online house insurance, announces that it has given even more control to customers by launching another NZ first, Live Policy. Live Policy means that customers can instantly modify or add to their insurance in an on-demand fashion without having… Learn more

Insider Tip #4

Do you know what goes on in your property? With Summer on its way, its time to think about BBQ’s, beach holidays, and home security. If you are going away, you should consider storing valuables inside the home or garage and out of sight of prying eyes. A number of… Learn more