Initio Blog

Are you ready for the upcoming Healthy Homes deadline?

For any new tenancy agreement signed after 01 July 2021 your property will legally have to comply with all five Healthy Homes Standards within the first 90 days. To keep on top of things here’s a reminder of what the changes mean,… Learn more

Should you rely on the Airbnb Host Guarantee?

Many hosts rely on Airbnb’s well-advertised $1USD million of free Host Guarantee cover. But be warned, this can lull you into a false sense of security leaving many disappointed when they make a claim but find they don’t tick the boxes. The rules are specific,… Learn more

Checking for meth before buying a house

New Zealand’s growing meth crisis means there is yet another risk to be aware of when buying a house. The hot recent housing market has seen Kiwis buying and selling houses at some of the highest rates ever. While the effects… Learn more

218-1 The Residential Tenancies Amendment Bill - how does it impact my landlord insurance?

This week, law changes to the Residential Tenancies legislation is set to strengthen renter’s rights. It aims to transition a landlord’s rental house into a tenant’s home.   Looking specifically at landlord insurance, the change that will have the most ramifications on landlord insurance is the removal of no-cause evictions. Essentially,… Learn more

KITT Property Management - a fresh approach to management for landlords

Initio CEO’s experience as a property investor I’ve always been interested in property investing.  I purchased my first property when I was 19 years old and got the property investing bug.  In the years following I acquired additional rental properties.   There is something about land and housing that… Learn more

Non Disclosure and what to tell your insurer

What Information is important to initio There are 2 main categories of information: Information relating to you, e.g. your insurance history, any claims made, any criminal convictions you have, if you have been bankrupt; and Information relating to your property e.g. if you have tenants in your house, if you… Learn more

Loss of Airbnb rental income due to Covid 19? Am I covered by insurance?

Homes that are rented out to short-staying paying guests are experiencing booking cancellations and reduced occupancy (loss of income) due to fears and government restrictions relating to Covid-19.  We take a look at whether insurance provides cover. Covid-19, also known as the Coronavirus has caused major impact to visitor travel… Learn more

Busting house insurance myths

For many people, insurance is the ultimate grudge spend. Along with council rates it typically represents one of the most significant expenses associated with home ownership. Because of the intangible nature of insurance, and its status as everyone’s most hated expense, the insurance industry often gets a bad reputation from… Learn more

2019 Initio Claims Awards

Covering yourself for an unexpected event that leads to damage and financial loss is exactly what insurance is for. For house and contents insurance, you are most likely to think of your typical risks that might include fire, property flooding or theft of contents. However, insurance goes much further the… Learn more