Initio Blog

The pitfalls of Airbnb Insurance

There’s a lot of talk about the ‘pitfalls‘ of renting your home out on airbnb or bookabach.  Local councils are cracking down on short term rental property owners, with the result being that your profitability suffers. Like any business, increases… Learn more

Top 3 risks to your holiday home

Holiday home insurance is good but risk management is even better Identifying and eliminating risks in your holiday home is important for the ongoing enjoyment of your property. As Initio insurance handles a large number of holiday home claims, it has identified the top 3 causes of loss… Learn more

Insider Tip #5

Do you know what goes on in your property?  One of our customers suffered a devastating house fire at their multi-unit rental property. Here are some basic proactive steps you can take to protect your property. Check power points for overloading and consider installing additional power points  Install… Learn more

January - the busiest month for burglars

Just as retailers are recovering from their biggest month of the year, other industries are preparing for their busy season. Its not just campgrounds that enjoy their peak in January, if you’re in the business of burgling, you’ll also be preparing yourself for your busiest month of the year. According… Learn more

Initio Insurance launches Live Policy

Initio, the first insuretech company in New Zealand to provide instant online house insurance, announces that it has given even more control to customers by launching another NZ first, Live Policy. Live Policy means that customers can instantly modify or add to their insurance in an on-demand fashion without having… Learn more

Insider Tip #4

Do you know what goes on in your property? With Summer on its way, its time to think about BBQ’s, beach holidays, and home security. If you are going away, you should consider storing valuables inside the home or garage and out of sight of prying eyes. A number of… Learn more

Own Home and Contents Excesses

Often when we talk to our customers, and they tell us how much they love initio; unfortunately that can be followed by a but…. The most common ‘but’ we hear is that they don’t want the same excess for their home and contents. We agreed that was a reasonable request… Learn more

Finalist for the Underwriting Agency of the Year

We are excited to announce that initio has been named a finalist for the Underwriting Agency of the Year at the 2018 New Zealand Insurance Industry Awards. A huge thanks to the initio team, our customers and supporters. Also, congratulations to all the finalists. Especially our friends at … Learn more

Short term tenants and insurance

If you plan on renting out a room or your house to short term tenants, there are some things you need to consider. One of the most important is how it will affect your insurance cover. Non-Disclosure Failing to tell your insurance company about the change in occupancy could result… Learn more