Initio Blog

P Lab Contamination could rival leaky homes losses

The New Zealand Herald has recently put the spotlight on a major issue affecting houses all over the country, P Labs. Homeowners are forking out millions of dollars to decontaminate P-riddled properties in a crisis that could rival the leaky homes disaster. In the worst cases, contaminated houses are destroyed. Learn more

Replacement Contents cover now available

Initio is pleased to announce that replacement contents insurance cover is available online.  This means NEW for OLD replacement of your property’s contents.   When you use our quote calculator to obtain a premium for your property you will also be given the choice of increasing your contents insurance cover… Learn more

Improving Holiday Home & Rental Property Security

Burglary prevention is as equally important for holiday homeowners and landlords, as it is for one’s own personal residence.  Burglary is not just about having your contents stolen; there is also the damage that thieves can cause trying to gain access to the property. Holiday homes are particularly vulnerable as… Learn more

Protect your property, don't forget to check your Smoke Alarms

Its that time of year again. The clocks have been moved forward and we are now closer to summer.  If you have a holiday home its important that you protect everyone who may stay by maintaining your smoke alarms. 1.  Clean smoke alarms to ensure they are free from dust… Learn more

Check your replacement sum insured .. its important

Its been almost a year since our rental property insurance and holiday home insurance policies started converting from an open ended cover based on size to a specified replacement sum insured.  A year on we continue to stress the importance of insuring rental properties and holiday homes correctly. In the… Learn more

Leaving the Bach? Have you turned off the water?

Identifying and eliminating risks in your holiday home is important for the ongoing enjoyment of your property. In 2013 the biggest cause of loss in holiday homes for Initio was water damage. This occurred in a number of cases where leaking or burst pipes caused significant damage while properties where… Learn more

initio.co.nz features in New Zealand property investor magazine

Yet again initio.co.nz has featured in the New Zealand Property Investor Magazine.   The magazine produces an annual rental property insurance comparison.  A table in the magazine compares providers of rental property insurance; among other things comparison is made against 1.  Landlord insurance extensions such as malicious damage, loss or… Learn more

Landlord Insurance - initio features in NZ property investor magazine

Initio recently featured in the New Zealand Property investor magazine.  Our policy and pricing was compared to all the mainstream insurance providers…. the result …. Initio provides some of the best landlord insurance cover in New Zealand.  The initio policy extensions provide our clients with robust landlord insurance cover. As… Learn more

Non town water properties can now be insured online

Rental properties not on non town water (bore water, trickle feed, tank water, all of the above) can now be insured online through initio. If this is you just click ‘No’ to the town water question on the quote calculator.  Initio insurance just keeps getting better.  Providing you quick and… Learn more

Initio and Bookabach team up

Initio is pleased to announce that it has teamed up with Bookabach to provide insurance for holiday homes and baches that are rented out on occasion.   Our specialist rental property insurance policy has been tailored to meet the needs of properties with long term tenants and also those properties… Learn more

Waikato Times - Rental Owners warned of 'serious legal loophole'; 26/05/2011

By Maryanne Twentyman A Waikato insurance specialist is warning of a “serious legal loophole” for property owners who may not know potential tenants are on home detention. The managing director of online property insurance company Initio, Rene Swindley, said the recent case of a North Shore woman who faced charges… Learn more

Press Release: Landlords managing home detention risk

The recent case of a rented dwelling being fire damaged by a tenant serving home detention has brought to light serous issues for property owners. As things stand there is no legal responsibility for tenants to disclose to their landlord that there is anyone living at the address that is… Learn more

online insurance at its best

Transacting your insurance online does not get much better than with initio. We just want to make it as easy as possible; no unnecessary forms to fill out or paper wasting documentation to clutter your house. Judging by the number of policies the website is transacting it certainly looks like… Learn more

Increase in insurance claims for 'P Lab' dwellings

3 News Article http://www.3news.co.nz/Increase-in-insurance-claims-for-P-Lab-dwellings/tabid/309/articleID/198177/Default.aspx Initio Comments: These are certainly some alarming statistics. I agree that it is good to be proactive in identifying when your rental property may become the victim of drug manufacture; MethMinder certainly seems to be the best approach. It is important to note… Learn more

Real online insurance with initio. Don't be tricked by others

Don’t fall for insurers making you think that you can buy their insurance online. Many of them advertise [and have google results] for online insurance, buy rental insurance online etc.  A customer is lead to believe that he/she can get insurance online but is usually presented with the following:… Learn more

Initio set to go live on 01 November 2010

initio launches its rental property insurance site on 01 November 2010.  Be here for excellent cover and sharp premiums.  initio – an online insurance revolution in New Zealand.  The online site where you can manage your own insurances online.  No phone calls… no paperwork… Learn more