Initio Blog

Initio Insurance launches Live Policy

Initio, the first insuretech company in New Zealand to provide instant online house insurance, announces that it has given even more control to customers by launching another NZ first, Live Policy. Live Policy means that customers can instantly modify or add to their insurance in an on-demand fashion without having… Learn more

Insider Tip #4

Do you know what goes on in your property? With Summer on its way, its time to think about BBQ’s, beach holidays, and home security. If you are going away, you should consider storing valuables inside the home or garage and out of sight of prying eyes. A number of… Learn more

Own Home and Contents Excesses

Often when we talk to our customers, and they tell us how much they love initio; unfortunately that can be followed by a but…. The most common ‘but’ we hear is that they don’t want the same excess for their home and contents. We agreed that was a reasonable request… Learn more

Finalist for the Underwriting Agency of the Year

We are excited to announce that initio has been named a finalist for the Underwriting Agency of the Year at the 2018 New Zealand Insurance Industry Awards. A huge thanks to the initio team, our customers and supporters. Also, congratulations to all the finalists. Especially our friends at … Learn more

Short term tenants and insurance

If you plan on renting out a room or your house to short term tenants, there are some things you need to consider. One of the most important is how it will affect your insurance cover. Non-Disclosure Failing to tell your insurance company about the change in occupancy could result… Learn more

How fast is your insurance company at paying claims?

At Initio we use our technology to pay claims. We’ve made it our mission to cut the nonsense and pay claims fast. Our best yet is money in a customers bank account within an hour of us opening the claim. We call this the initio 6 star experience.  … Learn more

Insider Tip #3

Do you know what goes on in your property? One of initio’s largest claims was contamination caused by a methamphetamine laboratory that was discovered during a police raid. While these kids are simply enjoying experimenting with their new science lab, the lab set up in your rental property might not… Learn more

Insider Tip #2

Most home insurance policies will not cover you for construction related damage. For example, if a tradies skill saw catches on fire and burns part of your home your home insurance policy would not pay the claim. Or if you removed a window, and an unexpected storm passes through causing… Learn more

Insider Tip #1

Do you know what goes on in your property? One of initio’s first ever claims was a large fire caused by a child playing with matches in a wardrobe. While this is rather cliche, it does happen, and the consequences can be very serious. Fortunately, working smoke alarms meant no… Learn more