Replacement Contents cover now available

Initio is pleased to announce that replacement contents insurance cover is available online.  This means NEW for OLD replacement of your property’s contents.   When you use our quote calculator to obtain a premium for your property you will also be given the choice of increasing your contents insurance cover [from $20,000 current value which comes for free] to either $60,000, $90,000 or $120,000.  This cover is especially important for those of you who own holiday homes.

For our existing clients, the option to increase your contents cover is available when you renew your policy.  Feel free to contact us if you would like to discuss your contents insurance.

All the same great benefits are extended to the contents cover as they are the home itself, including deliberate damage and theft by tenants / guests.  Especially for holiday homes that are rented out, this is real risk – and as a property owner and landlord it a risk that is not worth taking.

Major losses to dwellings caused by fire and flood are all to common – just ask us, we have seen and paid significant claims on quite a few.  Having been through this process with our clients it is imperative that you do not under-estimate the value of the contents in your property….  It adds up a lot quicker than you think.  Have a walk around your property and make a quick list of some of the more significant items, beds, lounge suites, TVs, electronics, bikes, tools.  Think about what it would cost to buy these new and to a tally on the cost; this is only the beginning – there are still all your clothes, and the pots and pans to include.

Feel free to call or email the initio team if you would like to discuss your contents insurance.  Have a look at the online pricing.  As always – with initio you can quote and start your cover online in a mater of minutes.