Our house insurance isn’t set up to cover units that have another unit above or below yours. It can get very complicated if you make a claim for damage that involves multiple other unit owners and insurance companies. We can only offer… Learn more
There’s broken glass cover under all our house policies. Vehicle glass damage can also be covered on your car. The excess that applies depends on the policy that’s in place. Please refer to the product types below for which excess applies to your situation. Home Insurance – Owner Occupied/Usual Residence… Learn more
We can insure properties that are rented out to short term guests like Airbnb, but there are some requirements. You need to use it yourself at least occasionally, and it needs to be capable of being your home when you want it to be. We can’t cover a house or… Learn more
We can not insure properties that are owned under a Body Corporate. Our cover is designed for domestic residential houses that have a single owner. Under a Body Corporate there is a manager that collectively is responsible for insuring all the units on behalf of each owner. This is common… Learn more
In most cases insurers won’t provide cover for houses that were sold under a mortgagee sale. This is because of the increased and known risk associated with this type of property sale. However, we know that all mortgagee sales are different so can consider cover on a case by… Learn more
Renovations may or not be covered by our house insurance depending on whether it involves structural or cosmetic work. Cosmetic Renovations Cosmetic renovations with no structural changes to your house are covered, and you don’t need to disclose this. Examples of cosmetic renovations include re-painting, installing new carpet or… Learn more