We can not insure properties that are owned under a Body Corporate. Our cover is designed for domestic residential houses that have a single owner. Under a Body Corporate there is a manager that collectively is responsible for insuring all the units on behalf of each owner. This is common… Learn more
In most cases insurers won’t provide cover for houses that were sold under a mortgagee sale. This is because of the increased and known risk associated with this type of property sale. However, we know that all mortgagee sales are different so can consider cover on a case by… Learn more
Renovations may or not be covered by our house insurance depending on whether it involves structural or cosmetic work. Cosmetic Renovations Cosmetic renovations with no structural changes to your house are covered, and you don’t need to disclose this. Examples of cosmetic renovations include re-painting, installing new carpet or… Learn more