Easier, faster, smarter house insurance

We use our technology to save you time and money

Kickass cover

We don't expect you to build your own policy, we include the things that matter, bells and whistles too.

Everything online

We provide instant, online quotes for your property, and take the same approach to claims.

Support on claims

We are on a mission to cut the nonsense and pay claims fast; we love paying claims, not delaying them.

Get a quote in seconds. No personal contact details required.

You're in good company

Join 1000's of happy customers using initio

Average review rating of 4.7 out of 5

Easy to reinsure each year. No hassles changing details.

Wayne, Dec 7, 2019

Landlord cover

Easy to deal with and no problems when making claims.

Aaron, Dec 7, 2019

Landlord cover

As seen in

Backed by

Backed by NZI

Official Insurance Partner of

Partnered with Bookabach
Partnered with New Zealand property investors association

Choose your insurance