House insurance made easy

Simple online insurance for New Zealand's houses. Quick quote, instant cover, exceptional claims support.

Landlords
Insurance specifically for rental properties, including replacement cover, loss of rents, meth.
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Home & Contents
Comprehensive replacement home and contents insurance cover, with extras.
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Holiday Homes
Insurance cover for the bach and its contents, even when you rent it out.
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Instant free quote

 

(square meters)
  
(Living area & attached garaging in square meters)
 
(Decking & detached garaging in square meters)

 
This figure is automatically generated based on the size of your property – it is not intended to accurately reflect the rebuild cost. You need to establish your Sum Insured, you may wish to use a valuer or an online calculator.
 
 
Means a traditional residential rental property.
Mean a multiple residential units or flats under the same roof.
Means a holiday home or your own home that you intend on using personally but is also rented out to short term tenants. Your own possessions are kept at the home.
Means a traditional holiday home or bach that you use personally. You may also let the property to friends and family.
Means a property that has been setup purely as a commercial enterprise for short term tenancies. You do not intend on using this property personally. If you do intend on using this property personally select "holiday home that's also rented out"
Means your own personal property which you live in
 

Home owners, landlords, holiday home owners

We know houses.  Initio is NZ's specialist in house insurance. We can insure your own home or your rental properties.
Its risky being a landlord. With a policy designed just for property owners, Initio has you covered with replacement home insurance and landlord insurance.  

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