Easier, faster, smarter house insurance

We use our technology to save you time and money

Kickass cover

We don't expect you to build your own policy, we include the things that matter, bells and whistles too.

Everything online

Everything insurance is online with initio. From instant quotes, to managing your policies, and making claims.

Support on claims

We are on a mission to cut the nonsense and pay claims fast; we love paying claims, not delaying them.

Get a quote in seconds. No personal contact details required.

You're in good company

Join tens of thousands of happy customers using initio

Average review rating of 4.8 out of 5

Fast, friendly and cost effective

Elizabeth, Aug 3, 2026

Landlord cover

Hi Thanks, I have gone thorough my first claim ever with initio and it was relatively easy and stress free. the loss adjuster provided great communication and explanation. My only criticism of Intio is that the loss of rent cover isn't well explained as to how long it will be provided for. I personally believe it should be until its rented again after an event or at least until its legally rentable i.e. passed healthy homes assessment. otherwise its been a good company to deal with, thanks for the great service :)

Sanjay, Aug 2, 2026

Landlord cover

Deloitte Fast 50 - Fastest Growing Services Business 2025

Deloitte Fast 50 Award

Big news for team green. We've been named the Fastest Growing Services Business in the 2025 Deloitte Fast 50 for the Central North Island.

It's a big moment for a proudly Kiwi, digital-first insurance provider. This growth belongs to our people, our customers, and the smart tech behind the scenes. With IAG NZ's backing, we're excited about what's next and where we're heading.

Read more about our Fast 50 win

As seen in

NZ Herald
interest.co.nz
Insurance Business NZ
Stuff NZ
MoneyHub
Property Investor Magazine

Compare house insurance cover

Its the most common question we get, so we've built this guide to help you compare.

Backed by

Backed by IAG New Zealand Limited

Official Insurance Partner of

Partnered with New Zealand property investors association

Choose your insurance