Easier, faster, smarter house insurance

We use our technology to save you time and money

Kickass cover

We don't expect you to build your own policy, we include the things that matter, bells and whistles too.

Everything online

Everything insurance is online with initio. From instant quotes, to managing your policies, and making claims.

Support on claims

We are on a mission to cut the nonsense and pay claims fast; we love paying claims, not delaying them.

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You're in good company

Join tens of thousands of happy customers using initio

Average review rating of 4.8 out of 5

Was with State for sixty years and then they cancelled all my policies - over twenty of them - and when I called them no help was forthcoming. Initio was recommended by a friend and when I phoned Initio spoke with a friendly operator and was helped through your system (I'm not very computer literate) which gives me access at all times giving me options to get the best cover given all circumstances.

Georgia, Nov 5, 2025

Landlord cover

Convenient and clear.

Adrian, Nov 4, 2025

Landlord cover

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Insurance Business NZ
Stuff NZ
MoneyHub
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