Compare vehicle insurance policies

What makes good vehicle cover?

Good cover is simple, reliable, and built around the needs of homeowners. With initio, you can manage your car, house, and contents insurance all in one place. Vehicle insurance is available exclusively to existing house policyholders and selected partners, with quotes and cover available instantly through your dashboard.

Learn more about our vehicle cover here:

Car Insurance

Please note vehicle insurance with initio is only available to current home-policy holders and through selected partners

What's included with initio's vehicle cover?

Comprehensive cover with all the key extras:

• Agreed value – you choose within our range

• No excess glass cover – windscreens, windows, driving lights

• Damage, fire & theft – covered

• $20M legal liability

• No fault, no excess – if you weren’t to blame

• Courtesy car – up to 14 days

• Lost keys – up to $1,000

• Accommodation – up to $750 if stranded

• Trailer cover – up to $1,000

• Towing & cleanup included

• New-for-old replacement – if you write off a brand new car

Optional: Roadside Assist – 24/7 nationwide help for breakdowns, flat batteries, lost keys & more (up to 6 callouts per year).