There are risks associated with being a home owner. This is why you require a tailored insurance policy. Initio allows you to buy insurance online and enjoy some of the best policy coverage available.
Here are some of the great features
|Description of Cover||Limit of Cover||Excess|
|Full replacement Dwelling Cover up to Sum Insured||Your Sum Insured||Your Choice|
|Major Malicious Damage by Tenant (Fire & Explosion)||Your Sum Insured||Greater of $500 or your choice|
|Deliberate Damage by Tenant||$25,000||Greater of $500 or your choice|
|Loss of Rents Cover (following property damage)||$20,000 – $80,000||Nil|
|Landlords / Owners Contents
your choice of present day or replacement value cover
|$20,000 – $220,000||Same as dwelling excess|
|Hidden Gradual Damage Cover||$3,000||Your Choice|
|Owners Legal Liability Cover||$2,000,000||Your Choice|
|Full Earthquake Cover||Your sum insured||Your Choice|
IMPORTANT This is a summary of the policy only. Please refer to the policy wording for full details of cover
Who’s behind it all?
With the backing of New Zealand’s largest insurer you can rest assured that should the worst happen your property is in good hands. Initio is underwritten by Lumley (IAG New Zealand Ltd)
Claim time is when insurance maters. Should you suffer a loss Initio is here to make the process easy.