Property inspections (Landlords)
Property inspections to continue
The Government has advised that inspections are possible at all traffic light colours. Inspections can be carried out in person with contract tracing records; physical distancing and masks are recommended.
However, if a tenant is unwell or self isolating in the rental property, you should:
- Contact the tenant by phone-call or email leading up to the scheduled inspection, and
- defer the inspection until the tenant is well.
You and your tenants health is an absolute priority. If you’re concerned then do not risk your safety or that of others.
See our FAQ’s for tips on how you can still keep any eye on your property.
Background: Property Inspections & Insurance
Our landlord insurance policy provides a ‘Landlords Protection’ benefit which covers deliberate damage by tenants, meth contamination and loss of rents.
A condition of this cover is that you meet the ‘Landlord Obligations’. These include three-monthly inspections (or four-monthly for NZPIF members).
We are taking a pragmatic approach. If a landlord or their property manager cannot perform an inspection because of Government restrictions, or it’s unsafe to do so, then the inspection should be deferred.
We are here to pay claims. Please be rest assured that if there’s a pattern of property inspections leading up to the deferment and a claim later arises (e.g. for tenant damage), we will honour the claim – provided other policy conditions are met.
Last updated: 8 December 2021