Do you rent out a second dwelling solely for short-term stays?
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If you have two dwellings on your property and one is used exclusively for short-term stays – such as an Airbnb or similar short-term rental arrangement – it’s important to understand your insurance options.
What insurance do you need?
Homes used this way are no longer classified as residential, as they are considered to function more like motels. Because of this you will require a commercial product to insure the home/unit.
What are your options?
Unfortunately, initio does not currently offer an insurance product that fits this type of use. Please contact a provider who offers commercial solutions, such as a broker.
Not quite what you’re looking for? Maybe some of these other scenarios suit you better:
- Renting out part of your home short-term
- Do you have a second dwelling on your property that you rent out?
- Insurance for a non-rented second home on your property
- Second dwelling on your property that your family lives in
- Renting out two dwellings on your property
