Insurance for members

Hassle free online House, Contents & Car insurance for First Credit Union members

First Credit Union have teamed up with initio to provide members simple and affordable insurance


  • Great cover, at affordable premiums

  • Lightning-fast online application, like no other insurer

  • Cover you can trust, backed by AA rated insurer IAG.

Who is initio?

We use technology to save you time and money.

Great cover

We don't expect you to build your own policy, so we include the things that matter — bells and whistles too.

Everything online

Instant online quotes for your house and car, with the same approach to claims.

Support on claims

We're on a mission to cut the nonsense and pay claims fast. We love paying claims, not delaying them.

You’re in safe hands


If disaster strikes, you’re in safe hands. Initio policies are underwritten by NZI (IAG New Zealand Ltd). Standard & Poor’s have given IAG a AA- ‘Very Strong’ Financial Strength Rating.

Learn more about NZI’s financial strength rating

Compare house insurance cover

It's the most common question we get, so we've built this guide to help you compare.