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House & contents insurance

Reduce your insurance costs by insuring online, and know that Frank has got your back with support and claims management.
Get a quick quote and start your cover

 

(square meters)
 
(Living area & attached garaging in square meters)
 
(Decking & detached garaging in square meters)

 
This figure is automatically generated based on the size of your property – it is not intended to accurately reflect the rebuild cost. You need to establish your Sum Insured, you may wish to use a valuer or an online calculator such as Cordell.
 
 
Means a traditional residential rental property.
Mean a multiple residential units or flats under the same roof.
Means a holiday home or your own home that you intend on using personally but is also rented out to short term tenants. Your own possessions are kept at the home.
Means a traditional holiday home or bach that you use personally. You may also let the property to friends and family.
Means a property that has been setup purely as a commercial enterprise for short term tenancies. You do not intend on using this property personally. If you do intend on using this property personally select "holiday home that's also rented out"
Means your own personal property which you live in
 

Frank has got your back

Because its online, its easier and its cheaper. Once you get a quick quote for your house, rental or bach, you can start cover online and pay the premium by credit card. Frank is behind the scenes to assist and manage any claims that may arise. Insure with confidence

Specialist landlord insurance

Initio is NZ's specialist rental property insurance and holiday home insurance provider. Its risky being a landlord or holiday home owner. With a policy designed just for property owners, Initio has you covered with combined replacement property and landlord insurance

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See how it works

Hear from our customers

"My partner and I have 9 rental properties insured with Initio. As well as having very competitive prices, we really value the ability to get quotes instantly online, and sign up there and then. Easy Peasy"
Claire A, Wellington - Rental Property Portfolio Owner

Reduce your costs and your risk

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    Purchase insurance online

    After a few simple steps you can start cover online.

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    Secure payment system

    Visa & Mastercard accepted. Secure account2account payment.

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    Manage your insurances

    Immediately receive a login to your insurance dashboard.

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    Make & monitor claims

    Effortlessly lodge a claim and follow its progress.

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    Insured by Lumley

    Policy insured by IAG insurer, Lumley.

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    Email & phone support

    You can always contact us if you need assistance.

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Initio Insurance underwritten by Lumley (IAG New Zealand Ltd)
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