Making insurance easy, keeping premiums down and paying claims fast.
GRA and initio have teamed up to provide you with competitive online insurance for your house and contents, rental properties, holiday homes and car.
GRA insures with initio because its easy, competitive and is speciality cover designed for landlords and property owners.
As a GRA member, you’ll receive:
Key requirements for accessing the initio offer:
Rebuild or repair your house and other structures up to your sum insured.
Replace or repair lost or damaged belongings. New-for-old cover (except for some items like bikes).
Cover legal costs if an accident injures someone, or causes damage to others' property.
Up to 12 months' cover of $20,000-$80,000 following damage to your house
Up to $25,000 for damage or theft by your tenants
$30,000 of clean-up cover. Loss of rent paid in addition also.
You pick the value within a range we provide, and that's the value - no argument.
Don't pay an excess for damage to windscreens, windows or driving lights.
Your vehicle is covered for both personal and some business use - like inspecting and maintaining your rental properties.
GRA clients get access to their own personalised dashboard. Plus you have full phone and email support when you need it.
You can change your policy, lodge claims, add and cancel policies or get documents all online yourself from your smart device.
The most common question we get, so we've built this guide to help you compare.