Quick & easy insurance with initio, backed by IAG

Making insurance easy, keeping premiums down and paying claims fast.

  • Instant quote and cover for your flips, rentals, your own home, holiday homes, and cars.
  • Easily start and stop cover for flip houses
  • Change cover & make claims online through your dashboard.
  • Support team if you need help.
  • Cover you can trust, backed by AA rated insurer IAG

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My Properties

My Properties and initio originally teamed up teamed to provide a hassle free way of insuring flip houses.  Since then, My Properties members have used initio to insure their own home and contents, rental properties, and cars.  

My Properties uses initio because its digital, easy and competitive.  Initio is a specialist in property insurance.

Flip house insurance

Cover for residential dwellings that you are doing up to sell

Replacement cover

Rebuild or repair your house and other structures up to your sum insured.

Cover while vacant

Insured while the property is not tenanted

Cover while doing-up

The property remains covered while minor construction work is being undertaken (eg doing the kitchen up)

Landlord Insurance

All in one house & landlord insurance for rentals

Loss of Rent

Up to 12 months' cover of $20,000-$80,000 following damage to your house

Deliberate Damage

Up to $25,000 for damage or theft by your tenants

Meth Contamination

$30,000 of clean-up cover. Loss of rent paid in addition also.

Own Home and Contents Insurance

Cover for your own home & contents. Combine cover and only have one excess if something happens to both.

Replacement Cover

Rebuild or repair your house and other structures up to your sum insured.

Personal Contents

Replace or repair lost or damaged belongings. New-for-old cover (except for some items like bikes).

Legal Liability

Cover legal costs if an accident injures someone, or causes damage to others' property.


Easy manage your insurance with the Initio Dashboard

  • Self manage your portfolio 100% online

    My Properties members get access to their own personalised dashboard.  Plus you have full phone and email support when you need it.

  • Easy and frictionless experience!

    You can change your policy, lodge claims, add and cancel policies or get documents all online yourself from your smart device.