Discounted insurance for NZPIF Members

Initio is NZ's specialist landlord insurance provider

Our landlord cover is a comprehensive all in one policy for the house itself, and the risks of renting to tenants.

Get a discounted quote in seconds.

Get a quote in seconds, and purchase your policy all online. Enjoy the flexibility to change your cover and make claims online any time through your own personalised dashboard.

Initio uses technology to save NZPIF members time and money.

Learn more about our landlord insurance.

We are here to help. If you need assistance click here to contact us.


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NZPIF insurance partnership

NZPIF and initio have teamed up to provide Members an extensive insurance offering specifically designed for rental properties. We cover the house itself, and your landlord risks.

As a NZPIF member you receive the following benefits:

  • Premium discount 
  • Inspections required only every four months (rather than three)

NZPIF has selected initio as its insurance partner. Initio consistently outperforms other house insurers on price, coverage and claims responsiveness.

What does our Landlord Insurance cover?

We include everything you need as a Landlord, for no extra premium.

Loss of Rent

Up to 12 months or $20,000 following damage to your house

Deliberate Damage

Up to $25,000 for damage or theft by your tenants

Meth Contamination

$30,000 of cleaning cover, and additional loss of rent

Landlord Contents

$20,000 of standard cover, with options to increase

Manage your properties with the Initio Dashboard

  • Self manage your portfolio 100% online

    NZPIF members gets access to their own personalised dashboard platform

  • Cut out the middle man!

    You can change your policy, lodge claims, add and cancel policies or get documents all online yourself from your smart device.

From our customers

My partner and I have 9 rental properties insured with Initio. As well as having very competitive prices, we really value the ability to get quotes instantly online, and sign up there and then. Easy Peasy.

Instant online insurance
House insurance that matters
house insurance nz

Instant online insurance

No long-winded phone calls or mountains of paperwork, we provide instant, online quotes for your property, and take the same approach to claims.

When you insure with us you get instant cover confirmation. At claim time you can easily lodge and see the progress on your dashboard.

About Us

Cover that matters

We know property insurance, and that's why when you tell us what sort of house you have we tell you what cover you should have.

We don't expect you to build your own policy, we include the things that matter, bells and whistles too.

Our Cover


New Zealand-owned and only online means we're here when you need us. There's no hold music, no chatbots, just damn-good, kiwi-based support, whichever way you want it.

Receive all the efficiency and transparency of lodging your claim online, with the benefit of a human touch. Why not have your claim-cake and eat it too.

Our Claims