Technology you can trust
Instant, reliable quotes you can count on
They say AI might take over the world someday, but for now, we’ve put it to work making your life easier – one insurance quote at a time. At initio, we’ve spent countless hours perfecting our technology so you can get a home insurance quote faster than you can say, “robot overlords.”
Simply type in your address, and our advanced system gets to work, drawing on resources like flood mapping tools, council records, and the latest data to deliver a reliable, competitive quote instantly. We can quote most New Zealand properties on the spot, there’s just the occasional scenario where the property might get referred. For more information, you might like to check out our support articles: Insuring old houses and Five tips to insuring in a flood zone.
Other insurance providers might claim they can give you a fast quote, but none are as quick or accurate as initio. After extensive research, we’re confident no other provider matches the speed and precision of our platform, but that’s just our opinion, feel free to try it for yourself.
No tricks or gimmicks
With initio, what you see is what you get. When you use our platform, the price displayed is the price you’ll pay – no surprises. Whether you’re insuring a house, rental property, or holiday home, our quotes are consistent and accurate.
While some providers might adjust their pricing based on how you contact them or bundle other policies, initio does things differently. We focus on transparency and simplicity so you can trust that the quote you’re receiving is fair and final.
How does our technology work?
Our system leverages multiple reliable data sources to assess your property’s risks and deliver a personalised quote within seconds. From flood zones to natural hazards, our advanced platform ensures you’re getting a quote that reflects the latest information.
Even if your property requires a referral for further review, we’ll ensure it’s assessed promptly. This guarantees your policy is built on a thorough, expert evaluation—giving you the confidence to move forward with certainty.
Why initio doesn’t offer multi-policy discounts
We’re often asked if bundling insurance can save you money. The answer is simple: initio doesn’t do multi-policy discounts because we offer you the best price for every policy right from the start. We provide a fair and straightforward process where every quote is designed to be competitive and accurate.
A fast, modern insurance experience
Initio isn’t just about speed; it’s about trust. Our platform ensures you can quote, compare and get cover in minutes – backed by a system designed to simplify your experience. No upselling, no misleading information – just an honest, reliable service powered by the best technology in the industry.
If you have questions, our team is here to help. But when it comes to finding a better deal, you won’t need to look anywhere else. With initio, you’re already getting the fastest, most accurate quote possible.
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