Just using your address for most New Zealand homes
Update your details, bind cover or cancel online, whenever it suits you
Online with updates as they move through our digital claims process
Who genuinely care about helping you get things sorted
Getting a quote only tells part of the story. The real difference between insurers often shows up when you need help, make a claim, or have a question that can’t wait.
At initio, we’ve built insurance to be simple from the start, and supportive when it matters most.
Nobody wants to spend their day sitting on hold. That’s why we’ve built a smarter way to do insurance. Get a quote online in seconds. Manage your policy online. Make changes when it suits you. Lodge a claim without chasing paperwork.
And if you’d rather talk to someone, our New Zealand-based team is only a phone call away.
Online when you want speed. Real people when you want help.
Whether you’re looking for house, landlord, or holiday home insurance, getting started only takes a few moments.
Get a quote in seconds. Become a customer and see what happens after the quote. That’s where the initio difference really begins.
See how our policies compare