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Need to confirm insurance before making an offer?
Initio can provide a ‘letter of intent’ to meet your bank’s requirements, so you can bid or buy with confidence.
Before your bank approves finance for a home you are looking to purchase, they will want confirmation that you can obtain insurance for it. This ensures the security (your home) they will use for the loan can be protected.
With just a few straightforward steps, you can have this document in your inbox the same day – depending on how quickly you fill out our online form!
Then you’re probably looking for a ‘Certificate of Insurance’. This is a document that proves your cover is in place once you’ve purchased a policy. It’s also known as a Certificate of Currency. Banks and finance companies often ask for one when you apply for a mortgage or loan or when you are wanting to draw on the loan. Learn how to get a Certificate of Insurance here.
We don't expect you to build your own policy, so we include the things that matter — bells and whistles too.
We provide instant, online quotes for your house, and take the same approach to claims.
We're here to support you when tragedy strikes. Let us show you the way to better insurance.
We’ve done the hard yards so you don’t have to. See how our cover compares against other New Zealand insurers.
Every customer gets access to their own personalised dashboard login.
Change your policy, lodge claims, add and cancel policies or get documents all online from your smart device or computer.
Not sure what it would cost to fully rebuild your house if it was completely destroyed?
Get an estimate quickly and easily with the Cordell Sum Sure Calculator.
Not sure what all the belongings in your house are worth?
Break down your contents room by room with our custom contents calculator.
If disaster strikes, you’re in safe hands. Initio policies are underwritten by IAG New Zealand Ltd. Standard & Poor’s has given IAG a AA ‘Very Strong’ Financial Strength Rating.