Many hosts rely on Airbnb’s well-advertised $1USD million of free Host Guarantee cover. But be warned, this can lull you into a false sense of security leaving many disappointed when they make a claim but find they don’t tick the boxes. The rules are specific,… Learn more
If you’re lucky enough to own a holiday home, you’ll want to make sure you’ve got the best insurance protection, especially considering you’ll not always be there in person to look after it. Whether you keep it for personal use or decide to rent it out to short term… Learn more
Hosting short-term guests introduces unique risks. Most insurance companies are cautious about rented holiday homes so before letting out your home or listing your property on platforms like Airbnb or Bachcare, it’s important that you confirm your policy covers holiday bookings. Key takeaways Check your insurance… Learn more
Loss of rent insurance helps protect your rental income if your property cannot be lived in or your tenant stops paying rent. Under initio’s landlord insurance, loss of rent cover is included automatically. This guide explains when it applies, how much cover you… Learn more
If your insured property becomes vacant or unoccupied there are some things to be aware of. Unless you’ve let us know and we’ve agreed with you otherwise, the below standard conditions will apply to your cover. Let us know if your property is going to be vacant for an… Learn more
Yes. We can insure some homes and holiday homes that are occasionally rented to short-term guests through platforms like Airbnb, Bookabach or similar services, provided they meet our eligibility requirements. If you live in your home and occasionally rent out part of it to short-term paying guests,… Learn more