While it might be tempting to find the cheapest insurance for each of your insurance policies, it may not be worth it in the long run. Auckland Anniversary Weekend flooding followed by Cyclone Gabrielle in 2023 showed us the worst-case scenario; some families lost everything and are still…
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Christmas is the busiest time of year …. for burglars. House insurance is just one part of managing your house and contents risk. Heres a guide on protecting your property. It’s coming into that time of year where we like to take a load off – relax for…
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Initio, the first insuretech company in New Zealand to provide instant online house insurance, announces that it has given even more control to customers by launching another NZ first, Live Policy. Live Policy means that customers can instantly modify or add to their insurance in an on-demand fashion without having…
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Often when we talk to our customers, and they tell us how much they love initio; unfortunately that can be followed by a but…. The most common ‘but’ we hear is that they don’t want the same excess for their home and contents. We agreed that was a reasonable request…
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Insurance is full of jargon, and one piece of jargon that we use often is ‘excess’. Insurers assume that their clients know what an excess is and how it works. This article will give you a clearer understanding of excesses. What is an Excess? An excess is the contribution that you…
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Have you ever wondered what you would do if you had a claim on your property? At initio we have compiled a step by step guide to help you navigate making a claim. Step 1. Secure your Property Take care of yourself and your property to prevent further loss…
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