Online EFTPOS
Online EFTPOS is a modern payment method that lets you make online purchases through your bank’s mobile app. This secure payment solution connects directly to your bank account without requiring you to share sensitive banking details.
Currently available to ANZ, ASB, BNZ, The Co-operative Bank and Westpac customers.
Available on annual payments for car insurance only. (coming soon for house insurance)
How to make a payment
- Choose your bank from the payment options
- Enter your mobile phone number
- Open your bank’s app and approve the payment notification
Key benefits
- Direct account-to-account transfers
- No need to share banking credentials
- Secure payment process
- Simple smartphone-based payments
Frequently asked questions
How secure is Online EFTPOS?
Online EFTPOS is one of the most secure payment methods available today. This is because it doesn’t ask you to enter your bank or payment details directly. Instead, you approve each payment through your bank’s app, adding an extra layer of security.
What is the maximum purchase limit for Online EFTPOS?
The purchase limit for Online EFTPOS depends on your bank:
- ANZ: $5,000 per transaction
- ASB: $5,000 per day
- BNZ: $12,000 per day
- Westpac: $5,000 per day (unless otherwise agreed with Westpac)
- Co-operative Bank: Flexible daily limit, based on your individual agreement with the bank
How long do I have to approve my payment?
You have 4 to 7 minutes from the time the payment request is sent to approve the transaction in your bank app.